Terms of use
What Bond Club is
Bond Club is an educational planning tool for South African retail investors. We help you track and understand the RSA Retail Savings Bonds (RSB) you already hold, model what-if scenarios, and read the bond market. Nothing more.
What Bond Club is not
- Bond Club is not a registered financial services provider under FAIS.
- We do not give financial advice — nothing on this site should be read as a recommendation to buy, sell, or hold any specific bond or product.
- We do not intermediate transactions — RSA Retail Savings Bonds are bought directly from National Treasury via rsaretailbonds.gov.za.
- We do not hold money or process payments.
Numbers shown on the site
Calculations are based on publicly-published Treasury rates, the StatsSA P0141 CPI series, and standard ACT/365 conventions. We maintain the rate and CPI history manually and refresh on schedule; if Treasury publishes a correction, our data will lag it by a few days. Numbers are for planning, not for tax filing or audit.
Your responsibility
The data you enter (holdings, deposits, dates) is yours to keep accurate. Verify any decision against your statements from National Treasury before acting on it. If a number on Bond Club differs from your Treasury statement, trust the statement.
Liability
Bond Club is provided "as is". We are not liable for any decision you make based on numbers shown here — that's the line between an information tool and a regulated advisor, and we sit on the information side. If you need advice, consult a registered FSP.
Changes to these terms
We'll update the "Last updated" line above when these change. Continuing to use Bond Club after that constitutes acceptance.